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    Storm Damage4 min read

    How to Spot Hail Damage on Your Roof

    Published by MCO RoofingPublished Updated Editorial policy
    Hail-damaged roof shingles in Johnson County, Kansas

    Want a straight answer about your own roof?

    Free inspection, written report, no sales pitch. We cover Johnson, Douglas, Wyandotte and Leavenworth counties.

    (913) 954-4501

    If you've lived in Kansas for more than a year, you've probably driven through at least one nasty hailstorm. The damage doesn't always look like much from the ground, and if you don't catch it early, a small problem turns into a big, expensive one.

    What hail damage actually looks like

    When we get up on a roof after a storm, we're not looking for giant holes. Most hail damage is subtle. The shingles might feel soft in spots where the impact bruised the material underneath. You'll see little dark circles where the protective granules got knocked off. Sometimes the edges of shingles are cracked or lifted, stuff you'd never notice from your driveway.

    • Dark spots or bare patches on shingles (granule loss)
    • Dents in gutters, downspouts, or vent covers
    • Cracked or chipped shingles, especially along the edges
    • Soft spots when you press on the shingle (bruising underneath)
    • Damaged flashing around chimneys and vents
    Professional roof inspection after hailstorm
    A proper inspection means getting up close to check for damage you can't see from the ground.

    Visible roof patterns after a storm

    Possible impact pattern

    • Scattered marks
    • Localized granule loss
    • Soft spots or bruising
    • Exposed mat at some marks

    Possible age-related pattern

    • Broad changes across a slope
    • Gradual granule thinning
    • Firm surface between marks
    • Blisters or raised areas
    A roofer can photograph visible patterns, but they do not prove cause or coverage. The insurer independently assesses the reported loss under the policy.

    Why you can't always see it from the ground

    We get calls all the time from people saying "my roof looks fine from down here." And honestly, it might look fine. But hail hits from above at an angle, so the damage is often on the top face of the shingle. Not the part you can see from the street. That's why a proper inspection means getting up there and checking by hand.

    Report damage promptly

    The Kansas Department of Insurance advises homeowners to report loss or damage to their insurer as soon as possible, take photos or video, make only temporary repairs needed to protect the property and review the policy. Follow the reporting instructions in your policy and ask the insurer before making permanent repairs.

    MCO Roofing can inspect the roof and photograph visible conditions. We can also provide a written estimate and answer construction-scope questions. Those materials can help describe the roofing scope, but MCO does not decide whether damage is covered or how a claim is settled. Call (913) 954-4501 or use the form on our site to schedule an inspection.

    Questions we get asked

    Sources

    Primary references used for the specific claims identified in this guide.

    1. Filing a Home Insurance Claim

      Kansas Department of Insurance

      Explains prompt loss reporting, damage photographs, temporary protection, policy review and the separate roles of the insurer and a contractor's estimate.

    Want a straight answer about your own roof?

    Free inspection, written report, no sales pitch. We cover Johnson, Douglas, Wyandotte and Leavenworth counties.

    (913) 954-4501
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