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    Affordable Roofing Financing

    Protect your home now and pay over time with 0% interest for 18 months. As a family-owned, Johnson County Class A Licensed General Contractor, we make quality roofing accessible to every homeowner.

    0% APR
    18 Months
    Quick Approval
    Roof replacement underway on a two-story Johnson County, KS home
    From the MCO Roofing project gallery.

    Limited Time Offer

    0% APR For 18 Months

    No money down. No hidden fees. Just affordable monthly payments that make your new roof possible today.

    How It Works

    Three simple steps to get your roof financed.

    1. Step 1

      Apply

      Fill out a quick application. The process is simple and takes just a few minutes.

    2. Step 2

      Get Approved

      Most applications get a decision at the appointment. The financing partner sets the approval and the terms.

    3. Step 3

      Start Your Project

      Once approved, we schedule your project and get to work protecting your home.

    Financing Benefits

    Why homeowners choose MCO Roofing financing.

    No Money Down

    Get your roof replaced without any upfront costs. Pay over time with easy monthly installments.

    Low Monthly Payments

    Spread the cost of your new roof into affordable monthly payments that fit your budget.

    Quick Approval

    Applications are usually decided at the estimate appointment, though the timing is the lender's to set.

    Most Services Eligible

    Financing is commonly available for replacements, repairs, gutters and siding. The lender decides what it will finance.

    Payment Example

    See how affordable a new roof can be.

    Sample Calculation

    Roof Replacement Cost$15,000
    Interest Rate0% APR
    Term18 Months
    Monthly Payment~$833/mo

    Example for illustrative purposes. Actual payments may vary based on approved terms and project scope.

    Overhead drone shot of a completed roof replacement in Johnson County, KS

    Frequently Asked Questions

    Yes. MCO offers 0% financing options for qualified Kansas homeowners through a financing partner. Apply at your free estimate appointment. The lender makes the approval decision and sets its terms.

    Approval criteria vary by financing partner. Most homeowners with credit scores above 640 qualify for 0% promotional financing; lower scores may qualify for standard installment plans.

    Financing may be available for costs you choose to finance. Your policy and insurer determine coverage and settlement, including how the deductible applies. Review the financing terms and construction contract before committing.

    Most applications are approved or declined at the estimate appointment. The approval decision and the funding timeline are set by the financing partner rather than by MCO, so ask for the lender's current terms before you apply.

    MCO's current financing partners do not charge prepayment penalties. The lender's written agreement governs, so confirm the prepayment terms in that document before signing.

    Ready to Get Started?

    Apply for financing today and take the first step toward a new roof with no money down and 0% interest for 18 months.